All about Cannabis
Cannabis Industry Sues Canadian Banks – Cannabis | Weed | Marijuana
Published
8 months agoon
By
admin
The cannabis industry is suing Canadian banks.
Canada’s legal cannabis industry has launched a class-action lawsuit against Canada’s large cartel of banks. They allege the banks have discriminated against them by arbitrarily closing accounts and denying services and access to credit.
Included in the class action are “all individuals or corporations that, directly or indirectly, do business with the major defendant banks and who are involved in the legal cannabis industry since October 17, 2018,” says the press release.
The class action targets National Bank, Bank of Montreal, TD Bank, Royal Bank, CIBC and Desjardins Group.
Details of the Lawsuit
On February 7, 2023, Gabriel Bélanger of Origami Extractions Inc. filed the class action suit with the lawyers of Groupe SGF.
Groupe SGF is a group of lawyers specializing in corporate, business, indigenous, and labour law. They also provide legal expertise in the cannabis industry.
In a statement, Groupe SGF lawyer Maxime Guérin said: “For far too long, Canadian banks have treated the cannabis industry like pariahs, as if it was still completely illegal. By doing so, they are depriving the Canadian, but especially the local economy of developing a promising market.”
Groupe SGF encourages others to come forward. As a class-action lawsuit, anyone who fits the criteria for being part of the class (i.e., anyone who has been harmed in the same way by the same defendant) is eligible to join the lawsuit and participate in any settlement or award that may result from the case.
However, in this case, you do not have to register to be part of the target group.
According to Groupe SGF, any licensed producer, third-party distributor, cultivation equipment seller, or even people producing fertilizers are eligible.
Why Do Banks Hate Cannabis?
American banks won’t go near cannabis, even in the legal states. This results in the Federal Reserve becoming the nation’s largest money launderer, as they deal directly with the quasi-legal industry. It’s a situation many expect legislation to fix.
But Canada legislated cannabis legalization in 2018. So why won’t Canadian banks treat the industry fairly?
“Our banks won’t touch us because they’re afraid of making the Americans mad at them,” George George Smitherman tells CLN over the phone. George is President and CEO of the Cannabis Council of Canada (C3), an industry lobby group.
“Until they get their banking figured out, our banks are too scared because they’re so exposed to the U.S. They totally lack courage.”
Smitherman says that even the banking services for C3 are outrageous. “They charge us an extra $1000 a year because we’re like some tainted industry.”
Cannabis Industry Sues Canadian Banks
Regarding the class-action lawsuit, the lawyers have filed the application, but the appeal has yet to be authorized as of this publication.
Once it goes through, be sure to check back here at CLN for all the latest updates and information.
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Is Cannabis Addiction a Treatable Medical Condition? – Cannabis | Weed | Marijuana
Published
1 day agoon
September 26, 2023By
admin
Is cannabis addiction a treatable medical condition? According to one doctor, “cannabis addiction is a real and treatable medical condition.”
She claims the “cannabis legalization movement” has successfully pushed back against this narrative due to the drug war.
Fortunately, Dr. Salwan is not one of these old-school drug warriors. She knows cannabis doesn’t turn people into criminals and that cannabis prohibition has led to the mass incarceration of peaceful (mostly black) Americans.
Dr. Salwan represents the new school of drug warriors. The kind that promotes more opioids to wean people off opioids. That labels drug use as a “treatable medical condition” rather than an activity.
To her credit, Dr. Salwan recommends cognitive behavioural therapy as a solution to “cannabis use disorder” since that’s where the evidence leads her. (But not without mentioning the “promising” FDA medication that will “reduce cannabis cravings.”)
However, Dr. Salwan is on the education faculty for the American Society of Addiction Medicine. In other words – it is tough for Dr. Salwan to see substance use as anything but a medical condition.
What is Cannabis Use Disorder (CUD)?
Is cannabis addiction a treatable medical condition? What is a “cannabis addiction,” anyway? “Cannabis use disorder” (CUD) is a topic we’ve covered before. It’s a myth that refuses to die.
The belief that outside forces determine our thoughts, behaviours, and actions is only becoming more prominent in the culture where neuroscientific theories of consciousness are accepted as “science” despite their philosophical shallowness.
But let’s get to the crux of Dr. Salwan’s argument. “To shake the collective disavowal of cannabis addiction,” she writes, “It helps to understand the clinical paradigm of all drug addictions, or substance use disorders (SUDs).”
So, whether we’re talking about cannabis, alcohol, or opioids, the hallmarks of SUD are always the same, categorized as the three Cs.
Craving: A strong desire to use the substance
Consequences: Negative consequences of using the substance
Control: A loss of control when consuming the substance (or in the pursuit of).
Other residual SUD “symptoms” include developing a tolerance and experiencing withdrawals. But by this definition, nearly every American suffers from caffeine use disorder and a refined sugar addiction.
Is Cannabis Addiction a Treatable Medical Condition?
Of course, “cravings” are just thoughts. Perhaps you’ve “craved” ex-partners when visiting areas that remind you of them. It’s a common human experience. You don’t have to associate your stream of consciousness with your ego and attach yourself to each and every thought.
Especially if you’re breaking a long-term drug habit (or trying to get over an ex).
Likewise, determining whether the consequences of your actions are negative is up to you. So-called “addiction experts” are supposed to be neutral, value-free scientists.
You could drink a case of beer every night. Destroy your liver, your marriage, turn your kids against you, lose your job and house, and end up living on the street. These all sound like negative consequences of drinking.
But if you frame the experience as positive, then who the hell are “addiction experts” to tell you otherwise? It may seem irrational to us, but many prefer to live on the street and use drugs like fentanyl.
This fact of life is lost on many advocates of taxpayer-funded supply of “addiction medicine.” They want to dehumanize someone’s choices and consider them “mentally ill” because they don’t conform to specific social values.
I find it hard to believe that the left-wing advocates making this argument have ever read (or understood) Foucault. Although they’ll claim him as one of their own.
As for the loss of control – despite the persistence of this myth, it remains just that. A myth. No research worthy of the label “science” supports a loss of control.
Some Real Science to Drive Home the Fact
G. Alan Marlatt was an American-Canadian clinical psychologist and researcher in the field of addictive behaviours.
One of his most well-known studies helps answer whether “cannabis addiction” is a treatable medical condition.
Dr. Marlatt took a group of heavy drinkers who qualified as having alcohol use disorder. He separated them into two groups in two separate rooms.
He gave one group cocktails without alcohol. But the cocktails tasted as if they contained booze. He told this group the cocktail did have alcohol in it. Obviously, the participants reported cravings for more, kept drinking, and some even began behaving intoxicated.
He gave the other group cocktails that contained alcohol. But the drinks didn’t taste like alcohol, and he told the group there wasn’t any in the beverage. This group did not report cravings for more and did not binge drink to excess.
Others have replicated Dr. Marlatt’s study. The 3 C’s of addiction are not scientific concepts. They are a belief system of “public health” masquerading as scientific knowledge.
Contradictions in Dr. Salwan’s Article
Dr. Salwan doesn’t seem aware of the contradictions in her article. For example, she writes it’s “heartening that the prevalence of cannabis addiction among U.S. adults remained below 2 percent from 2002 to 2017, even as cannabis use increased from 10 to 15 percent.”
But how does that make sense? Especially since the THC potency has increased. If the drug itself is causing addiction, shouldn’t higher use rates also increase addiction rates?
Dr. Salwan solves this issue by recognizing that cannabis has – more or less – been destigmatized. If you’re not losing your job or falling behind on the bills, who cares if you engage in wake-n-bakes or smoke weed every night after work?
Destigmatization, says Dr. Salwan, is a “desired social outcome.” However, she believes it comes “at the expense of engagement in treatment,” where only 4 percent of people received CUD treatment in 2019 versus 9 percent in 2002.
Think about that. The number of people who have sought treatment for problematic cannabis use has dwindled, and she believes that’s a problem.
If you make your money from “addiction medicine” and by promoting rehabs and treatment centres – then yes, people not viewing themselves as helpless addicts who need your paid expertise is a problem.
This phenomenon of people viewing their cannabis habits as habits instead of an addiction is a step in the right direction. Only ideologues believe “cannabis addiction” is a treatable medical condition.
FDA Drugs vs. Changing Your Mind
As mentioned, Dr. Salwan pays lip service to “promising” FDA drugs to remedy cannabis addiction or CUD. But, as she writes in the article, all evidence points to cognitive behavioural therapy (and others) being more helpful.
And it’s obvious why. These therapies tend to challenge an individual’s thought process and patterns of thinking rather than affirm how they feel and look for a “root cause” somewhere in their childhood.
Cannabis addiction is not a treatable medical condition because addiction is not real, and problems of the mind are not medical conditions.
Addiction is a social construct that feeds into itself.
Much like race. We’re all homo sapiens. But you can divide people by skin colour, create cultures based on these skin tones, and then propagate and control populations according to the beliefs and values of the various “in” and “out” groups you’ve created with this social construct.
Addiction is the same way. Whether it’s cutting back on cannabis, social media or trying to create positive habits like exercising and eating right.
You can recognize your free will and autonomy or believe your habits and preferences are a “disease” or “disorder” of the brain. That you’re masking some underlying cause that only years of therapy and a cocktail of pharmaceuticals will cure.
Dr. Salwan worries that people have been denied access to CUD treatment because of its illegality or because their “symptoms were trivialized.”
And indeed, we’re not trying to trivialize someone who feels addicted. It’s incredibly frustrating. But, like poor race relations stemming from government policy, school indoctrination, and media coverage, this poor relationship between drugs and consumers results from “addiction experts.”
Dr. Salwan’s framing of the issue does not help.
Is Cannabis Addiction a Treatable Medical Condition?
“Cannabis use disorder” is a concept created and reinforced by these so-called experts.
But what about people (i.e. “cannabis addicts”) who strongly prefer the herb with their actions but not in their speech?
It could be they think cannabis helps them cope with some traumatic past.
And it could be that some people just like to get fucked up. For whatever reason, they want to feel numb. And drugs are an effective way of bringing about that state.
But it’s a leap in logic to blame the substance. It confuses cause and effect. It’s putting the cart before the horse in every sense of the term.
2024 election
US Cannabis Legalization in the 2024 Election – Cannabis | Weed | Marijuana
Published
2 days agoon
September 25, 2023By
admin
US cannabis legalization in the 2024 election? Will Joe Biden and the Democrats make cannabis reform a significant part of their re-election platform?
With the potential rescheduling of cannabis from Schedule I to III, pot stocks have risen. Investors are hopeful that banking reform may pass Congress. Voters are anticipating the end of cannabis prohibition.
But how much of this is hype versus reality? How likely is it that cannabis legalization will be a 2024 U.S. election issue?
For answers, CLN spoke with three experts in the field. Nawan Butt, Portfolio Manager at Purpose Investments, Leah Heise, Founder and CEO of Gemini Twin Consulting, and Lex Corwin, Founder and CEO of Stone Road Farms.
U.S. Cannabis Legalization in the 2024 Election
Neither Trump nor Biden is particularly pro-cannabis, says Leah Heise. However, cannabis is a “bipartisan issue that needs to move forward. But I don’t think that the presidential election will do much in terms of changing the trajectory of this industry.”
Leah sees more significant progress in Congress with the eventual passing of the SAFE Act. While before, cannabis reform was an “afterthought,” Leah finds it “heartening to have an executive branch and the legislative branch really engaging on the cannabis conversation.”
But ultimately, the lack of access to capital markets and banking is causing the industry’s current woes. Someone “putting a stamp of approval” on the federal cannabis file is undoubtedly a step in the right direction. Still, Leah is skeptical that the 2024 election will be a catalyst.
Rescheduling cannabis to Schedule III is the current achievable goal. Whether that results in cross-border trade and an import/export market remains to be seen. But, according to Leah, that’s what needs to happen.
“We could be a world leader in exporting [cannabis] products,” says Leah. “But we’re completely cut off, we can’t even even move products in California to the East Coast.”
Democrats Need to Own the Issue
Nawan Butt is also skeptical that the U.S. 2024 election will result in cannabis legalization outright. Like Leah, he sees more action from the SAFE Act and potential rescheduling.
The big event isn’t the 2024 election, says Nawan, but whether the DEA’s response is positive or negative for rescheduling cannabis. “The DEA is supposed to respond in 90 days,” says Nawan. “So hopefully that will give investors another boost in sentiment and whether this is happening or not.”
That said, “It’s going to be very important for the Democrats to own this going into 2024,” says Nawan.
Rescheduling cannabis has got legislators interested in passing the SAFE Act. Nawan says that would help the Democrats “own” the cannabis legalization issue.
Passing banking reform will bring interim relief for thousands of cannabis operators nationwide. “If Democrats can make this a 2024 election issue, we think that would be fairly interesting.”
Of course, Democrats promised all kinds of cannabis reform last time. Vice-president Kamala Harris was a sponsor of the MORE Act.
U.S. Cannabis Legalization in the 2024 Election
“It’s a double-edged sword,” says Nawan. “On the positive side, they can do the same playbook they used in 2020, try and get investors to jump on the cannabis train for the Democrats. Alternatively,” Nawan adds, the inaction of the last four years “could dissuade some of the voters that this is not happening.”
Nawan says the Democrats must be cautious in rescheduling cannabis and passing the SAFE Act. He says if the U.S. reschedules cannabis and passes banking reform before 2024, the Democrats “can sort of own the issue but [then], they don’t have any carrot to dangle in front of their perspective voters.”
What About Small Businesses?
Lex Corwin sees cannabis being a big part of the 2024 election. “It’s too big a business for it not to be,” he says.
Lex points to the number of cannabis businesses earning hundreds of millions, even billions, in revenue. “These are big businesses and they’re going to start to have the lobbying power that a lot of traditional industries enjoy.”
Cannabis legalization is inevitable; it’s just a question of who can make it to the finish line. Federal legalization or rescheduling may trigger a massive inflow of capital.
While this “basically helps our chances of being able to compete with some of these larger operators,” it’s a double-edged sword. Removing barriers means “some of these massive billion-dollar cannabis companies,” will be able to move into less mature markets.
Also, some states don’t have the climate for cannabis cultivation. Lex mentions that New York’s indoor cultivators will never be able to compete with outdoor trees in California.
“It’s a huge worry,” he says. “But you know, ultimately, our strategy is to just get into as many states as possible.” While interstate commerce has pros and cons, Lex sees it as “an absolute game-changer.”
“Our costs of production in California are a fraction of what other operators in virtually every other market pay,” he says.
That said, “We’re going to see smaller cannabis biotech firms get gobbled up by big pharma.” Lex says it’s already happening. While rescheduling cannabis offers tax breaks, it makes pharma research and development more accessible.
U.S. Cannabis Legalization in the 2024 Election
Overall, however, Lex is optimistic about the future of the U.S. cannabis market and the potential for legalization. As are Leah and Nawan.
While cannabis legalization in the U.S. 2024 election may or may not be front and center, it’s likely that, when Americans cast a ballot in November of next year, cannabis may already be a Schedule III drug that banks aren’t afraid to touch.
Footnote(s)
All about Cannabis
B.C. Court Dismisses Cannabis Retail Lawsuit – Cannabis | Weed | Marijuana
Published
5 days agoon
September 22, 2023By
admin
A British Columbia (B.C.) court dismissed a lawsuit from owners of licensed cannabis retail shops. Last year, this group of cannabis retailers sued the province for not enforcing cannabis regulations.
While licensed cannabis retailers jump through bureaucratic hoops and pay excessive taxes on the faulty premise that this contributes to “public health and safety,” the B.C. Bud market of “illicit” retailers doesn’t face these same hurdles.
Particularly on Indigenous Reserves, where the plaintiffs claim damages of at least $40 million in lost revenue.
Justice Basran considered whether the province owed the plaintiffs a private law duty of care in this context. The plaintiffs claimed the province committed torts of negligence and negligent misrepresentation.
But what does this mean? And was Justice Basran’s dismissal of the lawsuit justified?
Details of the Plaintiff’s (Cannabis Retail) Argument
While the cannabis retailers suing the province wished to remain anonymous, CLN uncovered who they were. Their position is understandable. The government sold them a bill of goods.
When Canada legalized cannabis, the province of B.C. effectively said, “play by the rules and you’ll profit.” The reality has been anything but.
Obviously, licensed cannabis retailers are at a competitive disadvantage vis-a-vis the unlicensed cannabis shops.
So why did Justice Basran dismiss the lawsuit?
First, let’s look at what the plaintiffs claimed in their suit. What do “torts of negligence” and “negligent misrepresentation” refer to in this context?
Tort Law
Negligence is a fundamental concept in tort law. It means a failure to exercise a degree of care reasonable people would exercise in similar circumstances.
To establish a claim of negligence, the plaintiff (in this case, a group of licensed cannabis retailers) needed to prove the following:
- That the province of B.C. owed a duty of care to the licensed cannabis retailers.
- That the province breached that duty by failing to meet the standard of care expected under the circumstances (i.e. The province’s cannabis enforcement authority should have been raiding unlicensed shops more than they were)
- That the province’s breach of duty directly caused harm or damages (i.e. Causation) to the licensed cannabis retailers
- And that these actual harms (or losses) result from the province’s breach of duty.
The plaintiffs alleged that B.C. failed to enforce cannabis regulations (specifically, the Cannabis Control and Licensing Act) on Indigenous Reserves. They claimed this negligence resulted in damages of at least $40 million.
Negligent misrepresentation is a specific type of negligence claim that arises when one party provides false or misleading information to another party, and the party receiving the information relies on it (to their detriment).
To establish negligent misrepresentation, the licensed cannabis retailers had to prove the following:
- That the province made a false statement, whether intentionally or not
- That the plaintiffs relied on this false statement
- The plaintiffs suffered financial (or other) losses from relying on this false statement.
In this case, the plaintiffs said that B.C. promised them a viable, legal, above-the-board retail cannabis industry. One way of ensuring this would be to take enforcement action against unlicensed retailers, whether on Indigenous Reserves or not.
Did the B.C. Government Owe a Duty of Care to the Cannabis Retailers?
Justice Basran considered whether the province owed the plaintiffs a private law duty of care. The B.C. government argued that it did not owe such a duty because the parties had no direct relationship.
But what does this mean?
In tort law, a “duty of care” is a legal obligation imposed on an individual (or group, entity, etc.) to exercise reasonable care and caution to prevent harm to others affected by their actions and omissions.
Of course, not all actions or omissions give rise to a duty of care. That’s where proximity comes in, which refers to the direct relationship between the parties. In this case, whether a direct connection between the province’s cannabis regulators and the cannabis retailers justifies imposing a legal duty.
Justice Basran had to determine whether the province of B.C. owed a “private law duty of care” to the cannabis retailers. Of course, B.C. argued that it did not. They argued that their duty was the “public interest,” not the economic interests of specific businesses.
Justice Basran agreed that no duty of care existed due to lack of proximity.
How Did the Court Come to this Decision?
Justice Basran dismissed the B.C. cannabis retail lawsuit based on the “plain and obvious” legal standard used when deciding to strike pleadings.
The court considered the Anns/Cooper test to determine whether a duty of care existed. This involves two stages. First, whether the harm alleged was reasonably foreseeable. And second, whether there is a close relationship between the parties (proximity).
Justice Basran found no prima facie duty of care between the province and the licensed cannabis retailers. The court argued that B.C.’s cannabis regulations do not establish a legislative intention to create such a duty.
The court also ruled that the claims made by the province (i.e. Get licensed and profit) did not create a sufficient relationship to impose a duty of care.
Suppose the court had recognized that such a duty exists. Justice Basran was concerned such a decision could result in more of these types of lawsuits where the province (and its regulators) are held liable for the economic losses of numerous businesses due to their incompetence.
Justice Basran weighed the potential negative consequences of such a decision and decided it wouldn’t be in the best interests of the legal system, taxpayers, or society as a whole to impose such a duty.
B.C. Court Dismisses Cannabis Retail Lawsuit
A B.C. court has dismissed the cannabis retail lawsuit. The decisions sound as if what’s convenient for the government overrules what’s just and fair.
Was Justice Basran’s dismissal of the lawsuit justified? Judges are, after all, only human. And there is an appeals court. So, there may be more to the case in the future.
In the meantime, to argue that judges in Canada have far too much power, that they are, in effect, legislating from the margins is considered a “far-right” viewpoint.
But there is nothing “far-right” or even “far-left” about upholding the values that underpin our rule of law.
Suppose governments can evade the consequences of their actions because of the potential cost to taxpayers or the legal system. In that case, there is no rule of law.
It’s rule by fiat masquerading as a rule of law.

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